January can be such a long month. You may have been paid early in December. You may still be waiting to get paid for January. But it needn’t all be bleak. And not being flush needn’t be a block to creativity. Far from it.
Being paid early in December is great isn’t it?
It’s less great when you reach around about now. It’s late January, it’s been nearly a month, we spent a fortune on Christmas and for some people it’s still a few days until payday.
Managing budgets is a way of life at home – just as it is at work too.